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Share your MCA debt situation—no commitment or upfront costs. We help you manage debt so you can focus on growing your business.

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Industries We Serve

We work with businesses across various industries:

Semi truck company considering debt restructuring.
Truck driver inside semi-truck considering debt restructuring to improve cash flow and reduce payments

Trucking

Keeping Your Fleet on the Road and Finances in Check Address the costs of fuel, vehicle maintenance, and regulatory compliance with solutions that improve cash flow, helping you manage routes more efficiently and keep your trucks on the road.

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Restaurant considering debt restructuring.
Restaurant owner considering debt restructuring.

Restaurants

Fast Financial Relief for Restaurant Operations
Providing rapid solutions for unexpected equipment costs and operational challenges, ensuring your kitchen runs smoothly and your doors stay open.

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Medical practice considering debt restructuring.
Medical doctors discussing debt restructuring.

Medical

Medical Practice Support
Delivering fast relief for billing gaps and high operational costs, allowing you to focus on patient care without financial stress.

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Doctor reviewing financial  documents and considering debt restructuring.
Construction worker considering debt restructuring.

Construction

Contractor Project Assistance
Offering quick financial relief for material costs, labor, and unexpected project expenses, so you can keep projects moving forward and on budget.

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How It Works

At Settle Fast MCA, we simplify the debt relief process in three clear steps. From understanding

01

Comprehensive Assessment

Our specialists evaluate your debts and loans affecting your financial health.

02

Customized Solutions

We create a practical repayment solution that will reduce your cash flow and help you manage your business.

03

Debt Resolution

Our team utilizes our network to negotiate your settlement, so you can focus on growing your business.

Why Choose Settle Fast MCA?

Choosing Settle Fast MCA means partnering with a dedicated team committed to your financial success.

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Improved Cash Flow

One simiplified payment per week!

Debt Resolution

We can reduce the overall debt amount by 80%

Immediate Relief

Stop daily and weekly payments

No Upfront Costs

No additional costs for the service

A business owner considering debt restructuring.

Get to Know Settle Fast MCA

SettleFastMCA, Our expert team specializes in debt restructuring, offering a customized plan to help you regain control of your cash flow and future. We focus on tailored debt solutions to reduce your payments that will allow your business to thrive and grow. No upfront costs or risk to start.

FAQs

At Settle Fast MCA, we understand that the restructuring process can be complicated. We  compiled answers to some of the most common questions that we have received.

What is MCA Debt restructuring?

MCA debt restructuring is the process of combining multiple Merchant Cash Advances into a single, more manageable payment. This helps reduce the financial strain of paying several high-interest MCAs

How does MCA debt restructuring work?

Our debt restructuring process simplifies your payments by negotiating with your lenders to reduce your overall debt and create a single, lower monthly payment.

Will restructuring my MCAs affect my credit score?

Debt restructuring typically does not directly impact your credit score. However, if we negotiate a reduction in debt, it could have a temporary effect on your credit, which usually improves as you make timely payments.

What are the eligibility requirements for MCA debt restructuring?

At a minimum, we require a merchant to have at least $20,000 in MCA debt.

How long does the process take?

The time it takes to restructure your debt varies depending on the complexity of your case.

Can I continue to operate my business during the process?

Yes, you can continue to operate your business as usual while we work to restructure your MCA debt.

Will I need to provide collateral for  restructuring?

No, MCA debt restructuring typically doesn’t require collateral, but it’s important to review the terms based on your specific situation.

Are there any fees for this service?

Our restructuring services will include our fees. However, these will be clearly outlined before we begin the process and are included as the part of the settlement process. We do not require additional upfront costs.

How does MCA restructuring improve my cash flow?

By lowering your monthly payments and reducing fees, we free up more cash flow for your business, allowing you to focus on growing your business.

Is MCA debt restructuring a form of bankruptcy?

No, MCA debt restructuring is not bankruptcy. It’s a financial solution designed to help you manage your debt without going through the legal and financial challenges of bankruptcy.

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Still have a questions?

We’re here to help! For any questions or more info on how Settle Fast MCA can assist, just reach out.